Free Alberta Home Qualifier

What can you actually
afford in Alberta?

Answer 6 quick questions and get an instant estimate — no name, no SIN, no credit check. Just your real number.

Find out now
60 seconds No personal info needed Alberta lending rules Stress test included
140K+
Social followers
Calgary
Based & licensed
2026
Rates & rules
LPT
Realty brokerage

Three steps, instant answer

No account. No credit pull. Just an honest estimate.

1

Enter your income & debts

Your gross household income and any monthly debt payments — car, student loan, credit cards.

2

Add your down payment

How much you have saved, your credit score range, and the type of property you're looking for.

3

See your number

Instant budget estimate, monthly cost breakdown, and GDS/TDS ratios — the same math lenders use.

Your instant pre-qualification

Calculated using Alberta lending rules, the Canadian stress test & current June 2026 rates

1
Income
2
Down payment
3
Results
Step 1 of 3 — Income & monthly debts
Combine if buying with a partner
Please enter your gross annual income
Step 2 of 3 — Down payment & credit
Must be from personal savings, not borrowed
Please enter your down payment amount
Below 600
600–649
650–719
720–759
760+
A rough range is fine — affects the rate estimate

Ready to see homes in this budget?

Drop your email and tell me what you're looking for. I'll personally send you matched Calgary listings within 24 hours — from Benjamin, your realtor, not a bot.

Please enter a valid email
✓ You're on the list. Expect a personal email from Benjamin within 24 hours with homes matched to your budget.

Estimate only — not a formal mortgage pre-approval. Actual qualification depends on lender criteria, employment history, and credit verification. Rates approximate as of June 2026.

BI
Benjamin Ibeabuchi
Licensed Realtor · LPT Realty · Calgary, AB

I built this tool because too many buyers spend months looking at homes outside their real budget — or don't even start because they assume they can't afford it. Know your number first, then let's find your home. I've been in Calgary for nearly a decade, I know this market, and I work for you.

140K+
Social followers
Calgary
Based & licensed in AB
LPT Realty
Brokerage